I accept all payment by Postal or regular money order, cashier or personal checks and PayPal. Checks require sufficient clearing time before the item will be shipped. A reasonable lay-away plan my also be acceptable under certain conditions which will be specified. International buyers can pay with western union money transfer or cash sent registered mail. On PayPal payments I require insurance coverage and delivery confirmation to be included with shipping fee. RETURNS: I accept a return on all items regardless of reason as long as they are in the same condition as sent. Email your intent within 3 days and item must be returned to me within 10 days after you receive it. Please package in original packaging for return. Once received, I will immediately refund original purchase price minus shipping. Thank you and have a nice day.